Dental Vs. Orthodontic Insurance: Know The Difference
We will discuss the difference between dental and orthodontic insurance plans. First off, with dental, there is a replenishment that happens on an annual basis. However, with orthodontics, there is solely a lifetime maximum in insurance that does not reset each annual year. Instead of orthodontics, each patient receives a lifetime maximum…
This means that unlike most insurance coverage, which has annual maximum benefits that renew each year, orthodontic benefits are usually lifetime maximums. This means that once a patient has used the benefit, there is no more, and it will not renew.
The general outline would look like this: If a patient goes through multiple phases of orthodontic treatment like some youth do, whatever insurance benefit is used in the first phase, will reduce what is left for the second phase of treatment.
THE INSURANCE PLANS THAT WORK WITH AMAZING SMILES ORTHODONTICS ARE LISTED BELOW:
- Aetna PPO
- Aetna DMO
- BlueCross BlueShield
- Cigna PPO
- DC 37
- Delta Care USA
- Delta Dental
- Guardian MDG (Managed Dental Guard)
- Guardian PPO
- United Health Care
- All major Locals
If you don’t see insurance listed, please call the office to inquire further at (718) 275-3200.
It is important that all patients know that insurance will pay their portion, while the patient themselves will need to cover the remaining balance.
FOR FURTHER INFORMATION ON WHAT AMAZING SMILES ORTHODONTICS ACCEPTS IS THE FOLLOWING:
PAY IN INSTALLMENTS
We are pleased to offer an interest-free monthly installment plan that comes directly from your checking account or major credit card, including:
- Money Order
- Bank Check
PAYMENT IN FULL
If you are able to pay for the course of treatment in full at its inception, we will take an additional 5% off your invoice and pass bookkeeping savings to you.
INSURANCE / FLEXIBLE SPENDING PROGRAMS
Our practice understands that insurance is a contract between the patient and the insurance company, not between the doctor and the insurance company. However, we will do everything possible to help our patients receive due benefits from their association or insurance carrier.
We work with our patients to provide appropriate documentation and properly coded forms to help you get maximum benefits. These forms are also helpful in maximizing flexible spending benefits.
Amazing smiles offers Care Credit options to eligible patients.
If you have any questions related to your insurance or payment options, please do not hesitate to reach out to our office. We are happy to discuss any of our accepted insurance providers or payment plans in more detail. Visit one of our locations in Forest Hills, Brooklyn, and Long Island, or contact us any time at 718-275-3200 or through this form. We look forward to working closely with you to help serve you better.
ORTHODONTIC CARE IS AVAILABLE IN THESE LOCATIONS
Amazing Smiles honors payment plans such as payment installments, insurance, flexible spending programs, and third-party financing.